Confirmed: Two Important January Payment Dates for U.S. Retirees, SSDI, and VA Beneficiaries

January is an important month for Social Security beneficiaries in the United States. The Social Security Administration (SSA) has scheduled the last two payments of the month, ensuring that all eligible groups receive their due benefits.

Whether you’re retired, receiving Social Security Disability Insurance (SSDI), or part of the Supplemental Security Income (SSI) program, here are the dates and amounts you need to know.

When Will the Final Social Security Payments Arrive?

January 22, 2025: Payments on this date will go to:

Retirees who began receiving benefits in May 1997 or later.
- Social Security Disability Insurance (SSDI) beneficiaries.
- Individuals born between the 21st and 31st of any month.

January 31, 2025: Supplemental Security Income (SSI) beneficiaries will receive their February payment early, as February 1 falls on a Sunday. This group includes seniors, individuals who are blind, and those with qualifying disabilities.

Average Social Security Benefits in 2025

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The amount you receive depends on your retirement age and lifetime contributions. Here are the average benefit amounts for 2025:

Individual retirees: $1,976 per month.
Retired couples: $3,089 per month.
Early retirement (age 62): Up to $2,777 per month.
Retirement at age 67: Up to $4,018 per month.
Delayed retirement (age 70): Up to $5,180 per month.

Payments for SSDI Beneficiaries

The monthly amount for those receiving SSDI benefits varies based on lifetime earnings covered by Social Security. Average payments for January 2025 are as follows:

Average monthly benefit: $1,620.
Individuals with blindness: Up to $2,700.
Trial work period: $1,160.

COLA Increase for SSI Beneficiaries

A 2.5% Cost of Living Adjustment (COLA) for 2025 means higher SSI payments:

Individuals: $967 per month.
Couples: $1,450 per month.
Essential persons: $485 per month.

About The Author

Marcus Barnes

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