The Social Security Administration (SSA) has confirmed that a new round of payments is scheduled for April 16, 2025, and eligible retirees will see a cost-of-living adjustment (COLA) increase reflected in this deposit. But not everyone will benefit from the boost.
What to Expect on April 16
The Social Security payment cycle for April is moving forward with the next round of disbursements confirmed for Tuesday, April 16, 2025. These payments apply specifically to retirees who meet certain birth date and eligibility requirements. What makes this date particularly important is that it includes the 2025 COLA increase — but only for select recipients.
The 2025 COLA, set at 3.2%, was approved to help offset inflation and maintain the purchasing power of Social Security benefits. While this increase has been applied to monthly payments since January, the April 16 payment is the latest opportunity for newly eligible retirees and certain existing beneficiaries to experience the full adjustment.
Who Will Receive Payment on April 16?
Not every retiree will see a deposit on April 16. The SSA follows a structured payment calendar based on the beneficiary’s birth date. The April 16 payment is scheduled for:
- Retirees born between the 11th and 20th of any month
- Who began receiving benefits after May 1997
If you fall into this category, you can expect your deposit to hit your account on Wednesday, April 16, 2025.
Here’s a quick breakdown of April’s Social Security payment schedule:
| Birth Date Range | Payment Date |
|---|---|
| 1st–10th | April 9, 2025 |
| 11th–20th | April 16, 2025 |
| 21st–31st | April 23, 2025 |
Who Gets the COLA Increase?
While the COLA is applied to all Social Security retirement benefits, not everyone will notice a significant change — especially those already receiving higher benefits or enrolled in Medicare Part B, which saw a premium increase.
Those most likely to benefit from the full 3.2% COLA increase in April include:
- Retirees not enrolled in Medicare Part B
- New beneficiaries who started receiving payments after January 2024
- Recipients with lower baseline benefits
The average retiree benefit has increased from $1,848 to about $1,907 per month following the COLA, though exact amounts vary based on individual earnings history and benefit calculations.
What to Do If You Haven’t Received Payment
If you’re expecting a payment on April 16 and don’t see it by the end of the day, the SSA recommends:
- Waiting at least 3 mailing days before contacting them — sometimes banks take additional time to process.
- Checking your bank account for any posting delays or technical issues.
- Logging into your mySocialSecurity account to confirm your payment status and history.
If the issue remains unresolved after a few days, contact the SSA directly at 1-800-772-1213.
Looking Ahead: May and Beyond
Following the April payments, retirees can expect the May 2025 Social Security payment cycle to continue as scheduled. The same COLA increase will remain in effect throughout the year unless further legislation introduces additional adjustments.
Keep an eye out for:
- Medicare premium adjustments, which may reduce the impact of COLA for some.
- New SSA communications regarding payment updates, eligibility reviews, or changes in income reporting.
Final Thoughts
The April 16 Social Security payment represents another key date in the 2025 benefits calendar, especially for retirees hoping to see the full effect of this year’s COLA increase. While not every beneficiary will qualify for the boost this cycle, those who do will notice a modest rise in their monthly check — a necessary lift amid rising prices and economic uncertainty.
To ensure you’re getting the most out of your benefits, stay informed, monitor your SSA account, and understand how your payment date and medical coverage might affect your deposit.
Reference: Social Security payment confirmed for April 16th with COLA increase for these retirees only
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April 16 Social Security Payment Confirmed With 3.2% COLA Increase for Select Retirees
April 16 Social Security Payment Confirmed With 3.2% COLA Increase for Select Retirees
April 16 Social Security Payment Confirmed With 3.2% COLA Increase for Select Retirees