COLA Boost: Retirees Born Between May 1 and 10 Set for May 14 Payment

According to the United States, the Social Security calendar keeps going as planned, and millions of people will get new payouts in May. People born between January 1st and October 10th are about to get their check. The deposit for these people is set for Tuesday, May 14, which is when the Social Security Administration (SSA) usually sends out benefits.

The cost-of-living increase (COLA) that started in January 2025 is already built into this payment. As a result, this is not a new raise that was put in place this month, but the amount collected is in line with the 2.5% increase that was announced for the whole year. Since January, this change has been made to all payments without the need for extra papers.

It’s important to remember that the COLA is only applied once a year, even though many beneficiaries think that the new payments are a raise. The goal is to balance out the general rise in prices and keep the purchasing power of people who count on this monthly benefit in order to live. Once it’s been announced, the raise shows up in every payment for the whole year.

People who started getting Social Security after May 1997 and were born between the 1st and 10th of the month are in the group that gets the check on May 14. People who meet both conditions will get their money on time on that date.

The COLA for Social Security starts on May 14. Who gets it?

This payment is for people in group 2 who get Social Security. The following things must be true for you to be in this group:

• After May 1997, you began getting benefits.
• Any month between January 1st and October 10th is when you were born.

The check is sent out in a different week if only one of the two conditions is met. The SSA organizes monthly payments based on the beneficiary’s date of birth and the date they started getting benefits. This way, deposits can be sent out in several installments to avoid delays.

This payment, along with all the ones made since January of this year, includes the 2.6% COLA increase for 2025. This raise has already been added to your monthly benefits and can be seen in the amount you get. So, the COLA is already on the May 14 check, just like it was on the payments in January, February, March, and April.

What is the most you can get from Social Security in 2025?

People who get Social Security do not all get the same amount. The amount you get each month depends on a number of things, like how many years you’ve been contributing, your average salary while working, and the age you apply for benefits. The total amount of the check is based on these factors added together.

For retirees in 2025, the most they can get is $5,108 a month, but only if they wait to retire until age 70, have worked for at least 35 years, and have made a lot of money during that time. Based on this year’s COLA application, this is the highest limit that can be set.

For people who left at age 67, the most they can get each month in 2025 is $4,873. And if the person asked to leave early, at age 62, the amount is much less than it used to be. All of these amounts already include the yearly COLA raise; they won’t change again until early 2026.

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