If You’re a U.S. Retiree Born Between the 11th and 20th, Your April Social Security Payment is Coming April 13 — Find Out How Much You’ll Get

Millions of retirees across the United States rely on Social Security benefits as a key source of income, and April’s payment schedule continues as planned.

For many, the next important date is April 13, when a new wave of checks will arrive. But not every beneficiary will receive a deposit on this day — eligibility is based on your birth date and benefit status.

In this article, we break down who qualifies for the April 13 check, what the typical payment amounts are, and other essential information retirees need to be aware of this month.

Who Will Get Paid on April 13?

The Social Security Administration (SSA) issues retirement benefit payments on a staggered schedule based on the birth dates of recipients. If you were born between the 11th and 20th of any month, and you started receiving benefits after May 1997, you are scheduled to receive your April payment on Wednesday, April 13.

Those who receive Supplemental Security Income (SSI) or who began receiving benefits before May 1997 are not part of this group — their payments are issued on different dates.

Payment Schedule Breakdown

Here’s a quick look at how the SSA distributes retirement benefits each month:

Birth Date Range	Payment Date in April 2025
1st – 10th	April 6
11th – 20th	April 13
21st – 31st	April 20

This schedule ensures a more organized and predictable system for both the SSA and beneficiaries. If your birthday falls between the 11th and 20th, expect your funds to hit your account — or be mailed — on April 13.

How Much Will You Receive?

The exact amount you receive depends on several factors, including how long you worked, your average lifetime earnings, and the age at which you claimed benefits. However, here are the average monthly Social Security payments for 2025:

• Average retired worker: $1,907
• Retired couple (both receiving benefits): $3,226
• Maximum benefit at full retirement age: $3,822
• Maximum benefit at age 70 (delayed retirement): $4,873

If you’re unsure of your specific benefit amount, you can view your estimate by creating or logging into your mySocialSecurity account at ssa.gov.

What If Your Payment Is Delayed?

While most payments are delivered without issue, delays can happen due to holidays, bank processing issues, or mailing problems. If your check or direct deposit hasn’t arrived by three business days after the scheduled date, you should:

1. Confirm the date based on your birth date.
2. Check with your bank or financial institution for any internal delays.
3. Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) if your payment is missing.

The SSA recommends using direct deposit to avoid mail delays and ensure faster, more secure delivery of funds.

Other Important Updates in April

Aside from regular payments, April is also a good month to review your retirement planning strategy and be aware of possible upcoming changes. Here are a few updates to keep in mind:

• 2025 COLA Adjustment: While the official cost-of-living adjustment (COLA) for 2026 won’t be announced until October, economic trends and inflation data from this spring could impact future benefit increases.
• Medicare Premiums: If you’re enrolled in Medicare, any changes to premiums or Part B costs for 2025 could be announced later in the year. Stay updated through the SSA and Medicare websites.
• Tax Season: Social Security benefits may be taxable depending on your income. Make sure to file your taxes accurately and on time — especially if your income exceeds $25,000 for individuals or $32,000 for couples filing jointly.

Final Thoughts

The April 13 Social Security payment is just one part of a much larger system that millions of retirees rely on each month. If your birthday falls between the 11th and 20th, and you meet the eligibility criteria, expect your payment soon — and use this opportunity to review your financial health.

The SSA continues to encourage all beneficiaries to keep their contact and banking information updated, monitor their mySocialSecurity accounts, and report any discrepancies immediately. With rising costs and changing policies, staying informed is more important than ever for seniors navigating retirement.

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