May 14, 2025

SNAP Income Limits for 2025: Who Qualifies Based on Earnings?

SNAP Income Limits for 2025: Who Qualifies Based on Earnings?

Millions of families in the United States depend on the Supplemental Nutrition Assistance Program (SNAP). By 2025, income level will be one of the main factors used to decide who is eligible.

If you want to ask for these benefits, you need to know the maximum amount of money you can make.

The fiscal year 2025 runs from October 1, 2024, to September 30, 2025. The income limits for SNAP depend on the size of your family and the state where you live.

It’s 130% of the government poverty level in the 48 states plus the District of Columbia, Guam, and the Virgin Islands. These are the gross monthly limits:

  • $1,632 for a one-person home
  • $2,215 for a two-person home
  • $2,798 for a family of three
  • $3,380 for a family of four
  • Plus $583 for each extra person

That being said, a higher limit of 165% of the poverty level applies to separate families that include elderly or disabled people.

For example, a person living alone can make up to $2,071 a month in this case.

Along with the income cap, households must also meet other financial and non-financial requirements. Both the gross and net income limits must usually be met. The only time they don’t are met is if someone in the family is over 60 or disabled, in which case only the net limit applies.

How much money do you need to make to qualify in 2025?

If you make 100% of the poverty level, you can’t more than:

  • $1,255 for a one-person home
  • $1,704 for a two-person home
  • $2,152 for a family of three
  • $2,600 for a family of four

Deductions are taken out of the gross income, like the 20% earned income claim, unrecognised medical costs, care for dependents, and high housing costs. Taking these things away can help you get under the net limit.

Your family can only have up to $3,000 in resources that can be counted, like cash or bank accounts. The cap goes up to $4,500 if there is an elderly or disabled person. Under broad-based category eligibility (BBCE), however, many states have less strict rules.

Things like your home, retirement accounts, and the money you get from TANF or SSI funds are not counted as assets.

There are some exceptions to the rule that vehicles are not goods. For instance, a car’s worth is not taken into account if it is used for work, to transport a disabled person, or as a home.

A fair market value and equity test is used for other cars.

People who live in more than one state must apply for SNAP benefits in that state. Different steps are needed, but usually you have to do an interview (over the phone or in person) and show proof of your identity. You will get an EBT card if you qualify. It works like a debit card and is refilled every month.

You can find out if you can get food stamps in 2025 by looking at the new income limits and standards. Call the SNAP office in your state if you have any questions or want to start the application process.

About The Author