SSA Confirms: Spouses and Ex-Spouses Can Claim Up to 50% of Partner’s Social Security by 2025

Have you ever heard of Social Security payments for a spouse? If you are an American in the year 2025 and have a partner or ex-spouse, you might get a little extra money. People in the United States can get all of their payments from the Social Security Administration (SSA) in a number of different ways. For that reason, if you are a senior spouse, you might be interested in this.

Getting Social Security when you retire

The American people should know about all the different ways the SSA can help them, since these kinds of public services can help a lot of different groups. This means that, based on your situation, you could apply for benefits like Medicare, Supplemental Security Income (SSI), survivor, family, or retirement.

We will talk about retirement benefits here, with a focus on spousal Social Security payments. When you retire, Social Security gives you a monthly check that replaces some of your income when you stop working or cut back on your hours. Let us now look at the requirements for asking for the benefits.

What You Need

To see if you can get this benefit, you can now do the following:

• Not your ex-spouse, but the person you’re married to now must have applied for retirement benefits.
• You must be at least 62 years old. No need to do this if you are in charge of a child younger than 16 or who has a condition.
• Either you haven’t worked long enough to get your retirement benefits or your husband is getting more than you do.

Let’s talk about amount

If your partner reaches full retirement age (FRA), you could get half of their benefits. This means that you would get half of the money your spouse makes. The FRA for you depends on the year you were born. Because of this, if your husband can get $2,000 a month from the FRA, you could get $1,000 a month too. The percentage will stay the same (50%), even if your spouse wants to leave before the full retirement age. It will not go up or down.

But if you choose to start getting your spouse benefits before the FRA, your monthly benefit will go down for good. To use the first example again, if you choose the second choice, you might get $800 a month instead of $1,000 a month. For as long as you live, this amount will stay the same.

Are you “deemed to file”?

“Deemed filing” refers to people who can apply for two benefits: one for themselves and one for their spouse. This means that you would have to apply for both. When this happens, Social Security will give you the most money out of the two payments.

No help for divorced people?

Not at all! No longer being married doesn’t mean you can’t get benefits. If the following are true, you could ask for your ex-spouse’s benefits:

• Having been married to your ex-spouse for ten years or more.
• You must not be with anyone now.
• You must be at least 62 years old.
• That person who is no longer married has to start getting Social Security benefits or hit the FRA. Even though no one has praised them yet.

Learn more about it

You could try to guess what your number would be if you are interested in this reward. You need to make your own “my Social Security” account in order to ask for a new Social Security card, check on the status of an application, get an idea of how much money you will get in the future, or even handle the money you have already received.

On the Social Security Administration website, you can find all the tools you need and set up online reminders, which is faster than waiting for the mail. If you click here, you have everything: This is my Social Security | SSA

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